You have been injured at work or a loved one has been killed. There are probably many questions running through your head, ranging from how to pay your medical bills to what you should do for a living if you cannot continue to work after getting hurt.
Howell & Christmas can answer these questions and more. Our firm provides representation to clients in Walterboro and surrounding areas who need help after a workplace accident. We will represent you in making a workers’ compensation claim; in fighting benefits denials or insufficient coverage; and in finding out if there is a possibility of filing a civil lawsuit. Call today to speak with a member of our legal team to learn more.
What to Do after a Workplace Injury
According to the Occupational Safety and Health Administration, 4,405 workers lost their lives on-the-job in 2013. This is an average of 85 deaths per week.
The family members of those who lose their lives may make a workers’ compensation claim to obtain death benefits. Victims who are hurt or who get sick because of their jobs may also make a workers’ compensation claim to receive disability income and coverage for medical care.
Knowing how to pursue a claim for workers’ compensation benefits can be confusing. In many cases, you should only need to notify your employer of your injuries or illnesses for benefits to begin. Unfortunately, this is often not the way a workplace injury claim happens in the real world. Instead, many problems can occur including:
- Legitimate claims being denied
- Wage loss benefits being undervalued due to certain income not counting
- Employers and insurers challenging whether you are really disabled enough not to run to work
- Employers attempting to terminate injured employees to avoid paying ongoing benefits
- Insurers and employers denying coverage for necessary medical treatment
You should not have to put up with dishonest tactics on the part of insurers when you are already coping with the consequences of getting hurt while doing your job. Let a lawyer take on the insurers for you and help you through the process of making an injury claim or appealing a denial of benefits.
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It is important to realize that you are not allowed to sue your employer when you are hurt on the job. Workers’ compensation is your only way to get benefits after your job causes you to suffer damage to your health. Workers comp allows you to get compensation even if your employer was not negligent, which is different from a personal injury or wrongful death case where you must prove the defendant failed to live up to a legal duty.
However, because you cannot sue your employer, you may not recover damages for some of the losses that you are typically compensated for in a personal injury case. There are no damages for pain and suffering, for example, or for loss of companionship if your loved one died on-the-job. Your lawyer will also help you to determine if any third party non-employers can be sued for contributing to your injury.
Howell & Christmas is here to help you at every step of making a work injury claim or filing a lawsuit for compensation. Call today to schedule a free consultation.