On the job electrical injuries can be some of the most serious of all occupational injuries. These injuries can cause severe and debilitating burns which can lead to scarring, disfigurement, and infections.
According to the Electrical Safety Foundation International (ESFI), there are more than 1,640 non-fatal occupational electrical injuries each year that result in missed time at work. The median number of days missed annually due to these injuries is five. Although five missed workdays may not seem like a lot, for families who rely on the injured person’s paycheck, it can be the tipping point to financial ruin.
Missing even just a couple of days of work can send many employees and their families into a financial hardship. However, many electricians are entitled to workers’ compensation benefits. If you suffered an electrical injury at work, discussing your injuries with an experienced Port of Charleston electrician injury lawyer may help you protect your financial interests. A skilled injury lawyer can help you assert your rights so your family is provided for while you take the time you need to recover.
Common Electrician Injuries in Port of Charleston
Even though electricians go through specialized training, they are still exposed to many hazards on the job. The Occupational Safety and Health Administration (OSHA) has categorized the risks faced by electricians and electrical workers into the following groups:
- Death by electrical shock
- Injuries by electrical shock
- Burn injuries
- Fall injuries
No matter how an electrician was injured at work, workers’ compensation coverage should apply. If an injured worker is having difficulty receiving this compensation or think they may have difficulty obtaining the benefits that they are entitled to, a Port of Charleston electrician injury lawyer can help.
Types of Claims Available to Port Workers
South Carolina requires employers to provide no-fault workers’ compensation insurance for their employees, in accordance with South Carolina Code Title 42. This means if an electrician is injured on the job, they do not have to prove that the employer caused their injuries.
Instead, they are entitled to workers’ compensation benefits simply because they were hurt at work. In return, employees are not permitted to sue their employer when they experience an occupational injury or illness.
A worker may be eligible to file a federal claim through the Longshore Act, which compensates workers injured in maritime employment. These claims may provide more coverage than a state workers’ compensation claim, including permanent partial disability benefits.
However, in some cases, an employee may be able to file a claim against their employer or a third party. To determine whether a third party may be liable, an injured employee can talk to a Port of Charleston electrician injury attorney. A well-versed attorney could also advise about whether filing all three claims at once is a strong option.
Filing Claim Deadlines
Injured employees who intend on filing a claim under their workers’ compensation benefits need to be aware of the state-mandated time limits to do so. As per South Carolina Code Section §42-15-4, injured electricians have two years from the date of their injury to file a claim.
The deadline to file a claim under the Longshore Act is one year and the deadline to file a third-party claim is two years. If a worker does not file a claim within the mandated time limit, they will likely never receive workers’ compensation benefits for this specific injury.
A Port of Charleston Electrician Injury Attorney Is Here to Talk
Every day electricians place themselves in potentially dangerous and fatal situations to ensure that residents, businesses, and communities have the electricity that they need. If you are an electrician who was injured on the job, you are likely entitled to workers’ compensation benefits through your employer’s insurance. However, it is quite common for insurance companies to delay or deny payments in full in order to reap larger profits.
Working with a skilled Port of Charleston electrician injury lawyer may get you full access to the benefits you need and deserve. Contact an attorney today to find out how they can help.