Upon sustaining a work-related injury, it is crucial that you make sure you are awarded the workers’ comp benefits necessary for making a full recovery. However, insurance companies are known for complicating this process in their favor. In order to ensure that you receive the right treatment necessary for healing from your injuries, you should get in touch with an attorney experienced in medical treatment and workers’ compensation in North Charleston. Schedule a consultation today to get started.
Are Injured Workers Required to Seek Medical Attention from a Specific Doctor?
In the event of a work accident, the insurance company has the authority to pick the doctor who would be overseeing the rehabilitation of the injured worker. If the injured worker refuses to be seen by that doctor, or if they refuse to follow up on the treatment they recommended, the insurance company could deny the victim workers’ comp altogether since, based on these actions, they would be under the impression that the injured worker does not require medical attention. As a result, injured workers must be careful with what they say to the insurance company. Any indication of a refusal of treatment could be cause for worker’s comp benefits to be taken away or denied.
If a victim wishes to receive medical treatment by a doctor that is not appointed by the insurance company, they should reach out to a workers’ compensation attorney in North Charleston who could advocate on their behalf. An attorney could help you obtain a second opinion from another doctor who could then create their own treatment plan.
How is it Beneficial to Obtain a Second Opinion from Another Doctor?
When an insurance company appoints a doctor to be in charge of the treatment of an injured worker, they may try to pressure the doctor into only healing some of their injuries. For example, if a welder suffered injuries to the hands and feet within the scope of their job, the doctor could be pressured by the insurance company to only provide treatment for the welder’s hands considering that part of their body is much more crucial to their job in comparison to their feet. As a result, the injured worker would only be healed to perform the minimum requirements of their job, ignoring the consequences of working and living with an injured foot.
Insurance companies take such measures in order to avoid paying large medical bills. As a result, victims should often obtain the second opinion of a doctor outside the control of the insurance company in order to obtain an all-encompassing, non-biased treatment plan. If the victim’s attorney is able to obtain a doctor’s second opinion, the insurance company could become more lenient on making sure the injured worker makes a full recovery.
What is a Medical Only Claim?
Often times, the injuries sustained from work could prove to be no more than a wound or a bruise. Though these injuries may not be as serious, they do require some form of medical attention to make sure the victim is healed an able to perform their work duties. For example, if an injured worker receives a cut to their hand, they go to the doctor, and the doctor cleans the wound and puts a bandage on it, the insurance company would simply cover the cost of your medical bills. If there are no work restrictions or cause for disability pay following an injury, the insurance company would consider the claim to be medical only.
Speak with a Lawyer for Help
If you recently suffered an injury while at work, you should be entitled to workers’ comp benefits. In the event that the insurance company is claiming that you do not have the right to receive such benefits, you should immediately get in touch with an attorney experienced in medical treatment and workers’ compensation in North Charleston. Doing so ensures that you are properly covered in the event of a debilitating injury. To learn more, call today.