In North Charleston and the rest of South Carolina, a rental vehicle is codified under section 56-31-20 of the South Carolina Code. Under the State’s definition, a rental vehicle is considered any vehicle under 26,001 pounds and is used in the transportation of personal property rented without a driver and not used by the customer for business purposes.
When a victim is involved in an accident with a rental vehicle, they should immediately get in touch with an attorney experienced in dealing with auto collisions and multiple insurance coverages. Since these types of accidents may involve more than one party, is it strongly recommended that victims work with a North Charleston rental car accident lawyer for help with holding the right person accountable as well as ensuring that they recoup the damages owed to the victim. If you wish to bring a claim forward, get in touch with our law offices today.
How Does Insurance Coverage Differ Between a Typical Car Accident Injury and a Rental Car Accident?
Insurance coverage for rental cars could vary. Often times when a person rents a vehicle, they will purchase some type of collision damage waiver. This means that if a rental car is damaged or stolen, they do not have to pay money to repair or replace the vehicle. However, there is usually a deductible associated with this type of coverage.
Individuals could also have supplemental liability insurance. This type of insurance is typically purchased along with normal liability insurance when the coverage is relatively low. Then there is personal accident insurance, and that is where liability coverage covers other people’s property damage and injuries in an accident. The personal accident coverage includes medical, ambulance and death benefits. Some people might not need all of that stuff, but those are the different kinds.
Other than the different types of insurance coverages associated with a rented vehicle, there are several types of injuries that are frequently seen in these types of accident. Since rental car drivers may not be completely aware of the specifics of their car, such as the size and the handling, the types of accidents that could involve rental cars could prove to be catastrophic. Victims are known to suffer various serious injuries, such as head injuries, chest injuries, and potentially broken bones. As a result, these types of injuries could require extensive medical treatment which could then prove to be costly.
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Getting into an auto collision of any kind is a frustrating experience. However, when the collision involves a rented vehicle, multiple insurance coverages could be involved, making the matter much more complicated than it needs to be.
If you or a loved one were involved in an accident with a rented car, you should get in touch with a legal professional for help. A North Charleston rental car accident lawyer could help you and your family resolve the legal manner is quick and promptly as possible, while still being able to get you the compensation you deserve.