Suffering an injury because of another driver’s negligence is never easy to deal with. If you accident in particular was caused by an out-of-state driver, it could be even more difficult to address your growing financial needs related to your crash. That said, a Charleston out-of-state motorcycle accident lawyer could work to hold negligent party members responsible for the damages they caused you. Reach out to a dedicated motorcycle accident lawyer today to see what could be done.
Required Insurance Coverage in South Carolina
When it comes to driving motorcycles, what any out-of-state visitor should know is that the minimum limits that are required by the state of South Carolina for insurance coverage are only 25-50, which means $25,000 per single person and $50,000 per occurrence, which are very low. They have not upped the policy limits in many years, so the amount required is way behind the times.
If someone is driving in South Carolina and they get into an accident, there is a high probability the person they are in the accident with will not have adequate amounts of insurance coverage to cover the damages caused by the accident, so it is very important that the driver seek legal advice and help from an experienced injury lawyer to help determine what all coverage and policies would be available to make sure they make a full recovery for the damages they incur in the accident.
How Do Insurance Laws Apply to Out Of State Drivers?
When an out-of-state driver comes into Charleston, they are still insured up to the policy limits that they have in the state in which they are insured or driving. The law just affects them in the sense that they may be coming from a state or a jurisdiction that has better minimum limits or where insurance coverage is required of their drivers. When they enter this state, they are in one of the lowest minimum policy limits required and there is a high percentage chance that the person will not be adequately insured enough to pay for the damages caused by the accident.
Can a Driver Build a Defense Based on Unfamiliarity of the Laws?
Ignorance of the law is never a defense or an excuse. We are all charged with having a basic understanding of the rules of the road and what we are supposed to do when we drive. Whatever the rule of the law is, if someone breaks it, they could be charged for it criminally. If they break it, it would be a good indication of a strong case that they were negligent and at fault for the accident and, therefore, responsible for paying for the damages of the person that they injured. The law is going to apply whether the person understands it or knows it or not. They are charged, by driving, with understanding the law.
Dangers to Out-of-State Motorcyclists
It is true for a motorcycle, in any state or any jurisdiction, that the motorcyclist has to watch out for the other driver, especially in bigger cities with more cars on the road. It is well-known that car drivers typically do not see motorcyclists for various reasons: distracted driving, looking for a car and not for a motorcycle, or just the speed at which a motorcycle approaches their vehicle. That happens in many jurisdictions. When accidents are caused because of these drivers, people need to turn to a Charleston out-of-state motorcycle accident lawyer.
Let a Charleston Out-of-State Motorcycle Accident Attorney Help
If you were seriously injured by an out-of-state driver, then you need to contact an attorney who could help you hold them accountable. No doubt, with the incurred medical expenses related to your accident and then need for accountability, you are right to wonder what could be done to help. With a Charleston out-of-state motorcycle accident lawyer at your side, you could rest as legal professional works to bring a claim of negligence against the responsible parties.