Health Insurance in Charleston Bicycle Accidents

If you have been involved in a bicycle accident, you may need to get in touch with an experienced attorney about the implications of health insurance in Charleston bicycle accident cases. Not having health insurance could play a significant role in obtaining medical attention, as well as paying for extensive treatment.

If you find yourself in a similar situation, be sure to get in touch with one of our dedicated lawyers.

Importance of Having Health Insurance in Bike Accident Case

It is extremely important to have health insurance as a bicyclist. Not only is it vital to have insurance from a financial perspective, but it also allows the victim to have a greater range of services. If they do not have health insurance, they would still be able to receive emergency care, but they would only be treated for life-threatening injuries or fixing broken bones. If they have a chronic injury that requires long-term treatment or surgery or physical therapy, the amount of bills that come along with that can be astronomical.

Benefits of Having Health Insurance

One of the main benefits of having health insurance is avoiding the high cost of medical care. It is likely for treatment to be expensive with insurance, but without insurance, the medical bills could be financially crippling. Another benefit for having health insurance is that, if the individual has a personal injury case and their treatment is paid for by their private insurance, their attorney would be able to negotiate with the insurance company with regards to how much subrogation they are entitled to.

How Do Bicycle Accidents Impact Insurance Rates?

Since bicycle accidents typically involve serious injuries requiring expensive and extensive medical treatment, it is likely that the victim’s insurance policy premium would increase. This is because, the greater the operating expense, they more the insurance would try to recover those expenses by increasing policy premiums for everyone involved. As a result, the more serious the injury, the more expensive insurance becomes.

Speak with a Legal Professional Today

Health insurance, or the lack thereof, could have vital implications on someone trying to heal from their injuries. In the event that the victim does not have health insurance, they may be unable to receive the treatment necessary to fully begin their road to heal from their injuries. As a result, it is important for victims to have health insurance in the event of a biking accident.

For more information regarding the impact of health insurance in Charleston bicycle accident cases, be sure to schedule a consultation. One of our knowledgeable attorneys could take the time to learn more about your case and figure out the best possible solution for your case. To begin discussing the details of your case, call today.

cta

Free Consultation

(843) 884-6615

The contents of this Web site are for informational purposes regarding legal issues in South Carolina and are not intended to convey detailed legal advice on specific issues. Transmission of the information contained in this site or any sites linked hereto is not intended to create, and receipt does not constitute an attorney-client relationship. Our attorneys practice law only in jurisdictions we are properly authorized to do so and do not seek to represent anyone in any jurisdiction where this site does not comply with applicable laws and bar rules. The lawyers of the law firm of Christmas Injury Lawyers are licensed to practice law in the State of South Carolina. Readers should not act upon the information contained in this site without first seeking the advice of an attorney licensed to practice in your area.

Attorneys principally practice in Mt. Pleasant office, but we will meet you at the time and office most convenient to you. We will also come to your hospital room or home upon request.

The information given above are examples of actual cases with actual clients our law firm has handled in the past. The reviews listed on our website are endorsements and/or testimonials from actual clients. Any results our law firm may achieve on behalf of one client in one matter does not necessarily indicate similar results can be obtained for other clients.

In an effort to continue serving the community while keeping everyone healthy and safe, our office is offering phone and video consultations. To schedule or learn more call (843) 884-6615 or fill out a contact form here.