Telecommuting is a benefit that many people wish they had. Working from home or on the road may be more convenient for you than working from an office. What happens if you are injured? A typical employee is covered under workers’ compensation insurance, but you don’t work in an office. Will you be covered even though you telecommute?
In general, most injuries that are incurred while you are completing your duties under the scope of your employment are covered by workers’ compensation. Provided you were doing something for your employer, your injury is considered work-related. Your exact location typically does not matter.
You can easily suffer the same injuries telecommuting as you would in an office. Back injuries, neck pain, stress, and repetitive motion injuries may all be covered. If you are injured, the first thing you should do after receiving medical attention is to inform your employer. You will be given a claim form to fill out and return. Your employer will then file the claim with their workers’ compensation insurance company. If approved, you will begin to receive benefits.
In the event that your employer does not carry workers’ compensation coverage or does not file your claim properly, your claim may be denied. If this occurs, you will need the assistance of a qualified workers’ compensation attorney. An attorney can represent you in court and help you secure the benefits you have a right to by law.
Do not become discouraged if your claim is denied or if your employer tells you you do not qualify because you telecommute. An experienced attorney can review your case and tell you what you are entitled to, if anything, under state law.
Reach out to our team if you have been injured while completing duties for your employer, whether from home or on the road. We will provide you with a free case evaluation and outline your options. Do not assume that you aren’t entitled to benefits simply because you work outside of the office. Let us review your case today.