Every state in the nation requires that companies carry workers’ compensation insurance. Workers’ comp covers employees who experience an accident at work and are injured as a result of that accident. It also covers injuries that are incurred due to violence or, sometimes, car accidents. Knowing what to do if you are injured at work can mean the difference between being compensated for your injuries and paying out of your own pocket. Here is what to do if you are injured at work.
1. Report the Injury
In many cases, you only have up to 48 hours to report the injury to your employers. It is always a good idea, even if you notify your employer verbally, to do so in writing. Many companies have a form for their employees to fill out should they be injured.
2. Seek Medical Attention
You will need to seek medical attention as soon as possible. Your doctor will serve as proof that you were indeed injured. If you fail to seek medical attention after your accident, you will more than likely not be able to prove that you were injured which is one of the most important elements of a workers’ comp claim.
3. File a Claim
Once you have reported the injury to your employer and gotten the medical help that you need, you are ready to file a claim for workers’ compensation. In most cases, this paperwork is fairly straightforward, asking you and your employer to provide specific information. In some cases, it can be more complicated.
4. Hire an Attorney
In complicated cases or in those which you have filed a claim and been denied, the assistance of an experienced attorney is beneficial. An attorney can help you sort out the paperwork and make sure that it is filled out correctly. An attorney can also help you fight the insurance company if they have denied your claim.
If you need assistance with workers’ compensation in Charleston, reach out to our team today. Our experienced team of workers’ compensation attorneys is here for you. We will provide you with a free consultation and advise you of the options that are available to you.